{"id":512,"date":"2023-03-07T15:13:36","date_gmt":"2023-03-07T15:13:36","guid":{"rendered":"https:\/\/happ.eu\/?p=512"},"modified":"2023-03-07T15:13:37","modified_gmt":"2023-03-07T15:13:37","slug":"a-szallitmanybiztositas","status":"publish","type":"post","link":"https:\/\/happ.eu\/en\/a-szallitmanybiztositas\/","title":{"rendered":"A nyugodt alv\u00e1s titka: sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s"},"content":{"rendered":"

R\u00e9m\u00e1lmok helyett \u00e9rdemes ink\u00e1bb kock\u00e1zatcs\u00f6kkent\u0151 megold\u00e1sokat keresni. Olyanokat, amelyek nemcsak hangzatos \u00edg\u00e9retekkel oper\u00e1lnak, hanem val\u00f3ban hat\u00e9kony seg\u00edts\u00e9get ny\u00fajtanak a sz\u00e1ll\u00edtm\u00e1nyoz\u00f3 v\u00e1llalkoz\u00e1soknak akkor is, ha fuvaroz\u00f3ik balesettel vagy m\u00e1s probl\u00e9m\u00e1val n\u00e9znek szembe a munkav\u00e9gz\u00e9s sor\u00e1n. Ilyen kock\u00e1zat \u2013 \u00e9s vesztes\u00e9g- – cs\u00f6kkent\u0151 elem t\u00f6bbek k\u00f6z\u00f6tt a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s is.<\/strong><\/p>\n

B\u00e1r a sz\u00e1ll\u00edtm\u00e1nyoz\u00e1s nem egy hajsza a gy\u0151zelem\u00e9rt, <\/em>szinte nincs olyan ember a f\u00f6ld\u00f6n, aki ne l\u00e1tott volna m\u00e1r az aut\u00f3p\u00e1ly\u00e1n f\u00e9lreh\u00faz\u00f3d\u00f3 kamiont vagy olyan teheraut\u00f3t, amelynek a rakom\u00e1nya az aszfalton r\u00e1ntotta le mag\u00e1r\u00f3l a leplet, mert valamilyen okb\u00f3l kifoly\u00f3lag a rakt\u00e9rb\u0151l az aut\u00f3p\u00e1ly\u00e1ra katapult\u00e1lt.<\/p>\n

Mondanunk sem kell, hogy az ilyen mal\u0151r\u00f6k milyen k\u00e1rt tudnak okozni a megb\u00edz\u00f3nak \u00e9s term\u00e9szetesen a fuvaroz\u00f3 v\u00e1llalatnak is, amennyiben persze k\u00fcls\u0151s partnert b\u00edztak meg vele. Nos, az ehhez hasonl\u00f3 helyzetekben j\u00f6n j\u00f3l a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s, ami igazi adu\u00e1sz lehet, ha k\u00f6r\u00fcltekint\u0151en v\u00e1lasztjuk ki.<\/p>\n

De mi is az a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s?<\/strong><\/h2>\n

Nem meglep\u0151 m\u00f3don, a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s speci\u00e1lisan a B2B szektor sz\u00e1m\u00e1ra k\u00edn\u00e1lt biztos\u00edt\u00e1si term\u00e9k, melyet egyedi kond\u00edci\u00f3k alapj\u00e1n k\u00f6tnek meg a felek egym\u00e1ssal. \u00c9rtelemszer\u0171en leggyakrabban a gy\u00e1rt\u00e1sban, sz\u00e1ll\u00edtm\u00e1nyoz\u00e1sban vagy bel-, illetve k\u00fclkereskedelemben tev\u00e9kenyked\u0151 c\u00e9gek \u00e9lnek vele a leggyakrabban.<\/p>\n

Ha jobban belegondolunk, ma a term\u00e9kek vagy ak\u00e1r nyersanyagok nem ritk\u00e1n ak\u00e1r t\u00f6bbezer km-t is megtesznek addig, am\u00edg eljutnak a sz\u00e1rmaz\u00e1si helyr\u0151l a v\u00e9gfelhaszn\u00e1l\u00f3hoz. Az \u00fat sor\u00e1n sz\u00e1mtalan vesz\u00e9lynek \u00e9s v\u00e1ratlan helyzetnek, vagyis biztos\u00edt\u00e1si zsargonnal \u00e9lve: kock\u00e1zatnak van kit\u00e9ve nemcsak a j\u00e1rm\u0171, hanem maga a sz\u00e1ll\u00edtm\u00e1ny is.<\/p>\n

Ilyen kock\u00e1zati t\u00e9nyez\u0151 lehet a k\u00f6z\u00fati baleset, a sz\u00e1ll\u00edt\u00f3 j\u00e1rm\u0171 meghib\u00e1sod\u00e1sa, az \u00e1ru min\u0151s\u00e9g\u00e9ben bek\u00f6vetkez\u0151 min\u0151s\u00e9gi roml\u00e1s, egy\u00e9b s\u00e9r\u00fcl\u00e9s vagy b\u0171ncselekm\u00e9ny. A sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s c\u00e9lja pontosan az, hogy a kock\u00e1zatok k\u00f6vetkezm\u00e9nyei al\u00f3l mentes\u00edts\u00e9k a biztos\u00edtott szem\u00e9lyeket, jobban mondva c\u00e9geket.<\/p>\n

Inform\u00e1ci\u00f3k, amiket musz\u00e1j tudnod: a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s jellemz\u0151i<\/strong><\/h2>\n

T\u00edpus\u00e1t tekintve a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s k\u00e9tf\u00e9le lehet: egy \u00fatra sz\u00f3l\u00f3 biztos\u00edt\u00e1s, vagy olyan keretszerz\u0151d\u00e9s, amely meghat\u00e1rozott sz\u00e1m\u00fa vagy id\u0151tartam\u00fa belf\u00f6ldi \u00e9s nemzetk\u00f6zi fuvart foglal mag\u00e1ban. El\u0151bbit nev\u00e9b\u0151l ad\u00f3d\u00f3an egyetlen \u00fatra, esetleg egy konkr\u00e9t sz\u00e1ll\u00edtm\u00e1nyra vonatkoztatj\u00e1k. Az egy \u00fatra sz\u00f3l\u00f3 biztos\u00edt\u00e1s olyan megb\u00edz\u00f3k sz\u00e1m\u00e1ra el\u0151ny\u00f6s, akik valamilyen okb\u00f3l kifoly\u00f3lag nem akarnak sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1st k\u00f6tni \u00e9s ink\u00e1bb csak alkalomadt\u00e1n \u00e9ln\u00e9nek a lehet\u0151s\u00e9ggel.<\/p>\n

A sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1si keretszerz\u0151d\u00e9s enn\u00e9l n\u00e9mileg komplik\u00e1ltabb, hiszen egy adott id\u0151szakra \u2013 \u00e1ltal\u00e1ban egy \u00e9vre \u2013 kalkul\u00e1lt teljes sz\u00e1ll\u00edtm\u00e1nyoz\u00e1si \u00e9rt\u00e9k m\u00e9rt\u00e9k\u00e9ig terjed a fedezet.<\/p>\n

Az egy utas sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1ssal ellent\u00e9tben \u2013 ahol aj\u00e1nlott min. 48 \u00f3r\u00e1val kor\u00e1bban t\u00e1j\u00e9koztatni a biztos\u00edt\u00f3t\u00e1rsas\u00e1got a sz\u00e1ll\u00edtm\u00e1nyr\u00f3l \u00e9s a fuvar \u00fatvonal\u00e1r\u00f3l, mert az \u00e9rv\u00e9nyess\u00e9ghez vissza kell igazolniuk a fedezetbe v\u00e9telt \u2013 nem sz\u00fcks\u00e9ges minden fuvar eset\u00e9ben int\u00e9zkedni a fedezetbe v\u00e9telr\u0151l. A keretszerz\u0151d\u00e9s tov\u00e1bbi el\u0151nye, minden export-import sz\u00e1ll\u00edtm\u00e1nyra kiterjedhet, valamint az adott biztos\u00edt\u00f3 aj\u00e1nlat\u00e1t\u00f3l f\u00fcgg\u0151en, ak\u00e1r jelent\u0151s kedvezm\u00e9nyekkel is kalkul\u00e1lhatunk.<\/p>\n

Teljes az \u00e9tlap: fuvaroz\u00e1si m\u00f3dok \u00e9s m\u00e1s finoms\u00e1gok a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1sban<\/strong><\/h2>\n

Keretszerz\u0151d\u00e9s eset\u00e9n a fuvaroz\u00e1si szerz\u0151d\u00e9s hat\u00e1lya nemcsak a k\u00f6z\u00fati sz\u00e1ll\u00edtm\u00e1nyoz\u00e1sra terjed ki, hanem a l\u00e9gi k\u00f6zleked\u00e9sre, a vas\u00fati k\u00f6zleked\u00e9sre, a v\u00edzi sz\u00e1ll\u00edt\u00e1sra \u00e9s persze a sz\u00e1razf\u00f6ldi k\u00f6zleked\u00e9s tov\u00e1bbi lehets\u00e9ges v\u00e1ltozataira is.<\/p>\n

Ezen fel\u00fcl a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s vonatkozhat export \u00e9s import keresked\u00e9sre egyar\u00e1nt. Nemzetk\u00f6zi sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s eset\u00e9n aj\u00e1nlott, hogy a dokumentum All Risks vagy F.P.A. felt\u00e9teleknek is megfeleljen. El\u0151bbivel \u00e9rhet\u0151 el, hogy a biztos\u00edt\u00e1s fedezete az \u00f6sszes, a fuvar sor\u00e1n el\u0151fordul\u00f3 v\u00e1ratlan helyzetre kiterjedjen.<\/p>\n

Mit foglal mag\u00e1ban a biztos\u00edt\u00e1si \u00e9rt\u00e9k? Ez term\u00e9szetesen a szerz\u0151d\u00e9s egyedi kond\u00edci\u00f3it\u00f3l f\u00fcgg. \u00c1ltal\u00e1noss\u00e1gban v\u00e9ve elmondhat\u00f3, hogy a sz\u00e1ll\u00edtm\u00e1ny sz\u00e1ml\u00e1k szerinti \u00e9rt\u00e9ke, a v\u00e1mk\u00f6lts\u00e9g, a fuvard\u00edj is a r\u00e9sz\u00e9t k\u00e9pezi. Egyedi kond\u00edci\u00f3k alapj\u00e1n pedig ak\u00e1r az elv\u00e1rt haszon is n\u00f6velheti a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s \u00e9rt\u00e9k\u00e9t, b\u00e1r ilyenkor jellemz\u0151en van egy, a biztos\u00edt\u00f3k \u00e1ltal kik\u00f6t\u00f6tt maxim\u00e1lis \u00e9rt\u00e9khat\u00e1r is.<\/p>","protected":false},"excerpt":{"rendered":"

R\u00e9m\u00e1lmok helyett \u00e9rdemes ink\u00e1bb kock\u00e1zatcs\u00f6kkent\u0151 megold\u00e1sokat keresni. Olyanokat, amelyek nemcsak hangzatos \u00edg\u00e9retekkel oper\u00e1lnak, hanem val\u00f3ban hat\u00e9kony seg\u00edts\u00e9get ny\u00fajtanak a sz\u00e1ll\u00edtm\u00e1nyoz\u00f3 v\u00e1llalkoz\u00e1soknak akkor is, ha fuvaroz\u00f3ik balesettel vagy m\u00e1s probl\u00e9m\u00e1val n\u00e9znek szembe a munkav\u00e9gz\u00e9s sor\u00e1n. Ilyen kock\u00e1zat \u2013 \u00e9s vesztes\u00e9g- – cs\u00f6kkent\u0151 elem t\u00f6bbek k\u00f6z\u00f6tt a sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s is. B\u00e1r a sz\u00e1ll\u00edtm\u00e1nyoz\u00e1s nem egy hajsza a gy\u0151zelem\u00e9rt, […]<\/p>","protected":false},"author":1,"featured_media":514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-egyeb"],"yoast_head":"\nA nyugodt alv\u00e1s titka: sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s - HAPP<\/title>\n<meta name=\"description\" content=\"A sz\u00e1ll\u00edtm\u00e1nybiztos\u00edt\u00e1s okos tal\u00e1lm\u00e1ny: nemcsak belf\u00f6ldi, de nemzetk\u00f6zi fuvarok eset\u00e9n is meg\u00f3v a kock\u00e1zatokt\u00f3l. 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